Section 18439 Of Chapter 6. Prohibited Practices And Penalties From California Financial Code >> Division 7. >> Chapter 6.

. If any amount in excess of the charges permitted by this division, including interest, is charged, contracted for, or received in the making or collection of a contract of loan, except as a result of an accidental and bona fide error in computation, such contract is void and no person has any right to collect or receive the principal, interest, or charges.