Section 22462 Of Article 5. Open-end Loan Programs From California Financial Code >> Division 9. >> Chapter 2. >> Article 5.

. The payment of fees for participation in an open-end credit program, the acceptance by a borrower of the form of the licensee's program, and the borrower's agreement to the licensee's program shall not be deemed to be a collateral sale, purchase, or agreement within the terms of Section 22201, 22311, or 22312.