Section 401 Of Chapter 7.5. Protections From California Military And Veterans Code >> Division 2. >> Part 1. >> Chapter 7.5.
401
. (a) Application by a service member for, or receipt by a
service member of, a stay, postponement, or suspension pursuant to
this chapter in the payment of any tax, fine, penalty, insurance
premium, or other civil obligation or liability of that person shall
not itself, without regard to other considerations, provide the basis
for any of the following:
(1) A determination by any lender or other person that the service
member is unable to pay any civil obligation or liability in
accordance with its terms.
(2) With respect to a credit transaction between a creditor and
the service member, any of the following:
(A) A denial or revocation of credit by the creditor.
(B) A change by the creditor in the terms of an existing credit
arrangement.
(C) A refusal by the creditor to grant credit to the service
member in substantially the amount or on substantially the terms
requested.
(3) An adverse report relating to the creditworthiness of the
service member by or to any person or entity engaged in the practice
of assembling or evaluating consumer credit information.
(4) A refusal by an insurer to insure the service member.
(b) Any person violating any provision of this section is liable
for actual damages, reasonable attorney's fees, and costs incurred by
the injured party.
(c) Any person violating any provision of this section is guilty
of a misdemeanor, and shall be punishable by imprisonment not to
exceed one year or by a fine not to exceed one thousand dollars
($1,000), or both.