Section 18008 Of Article 1. Definitions From California Financial Code >> Division 7. >> Chapter 1. >> Article 1.

. "Charges" also include any profit or advantage of any kind that any person may contract for, collect, receive, or in any manner obtain by a collateral sale, purchase, or agreement, in connection with the negotiating, arranging, making, or otherwise in connection with any loan, except commissions received on insurance sold as provided in this division.