Article 3. Insurance of California Health And Safety Code >> Division 11. >> Part 2. >> Chapter 5. >> Article 3.

Notwithstanding any of the provisions of the law which may require a certificate of insurance as a condition for a permit to hold a general, special, or limited public display, any person, firm, or corporation applying for a public display license shall furnish to the State Fire Marshal a policy of public liability and property damage insurance, with limits, as determined by the State Fire Marshal, which are reasonably necessary to cover possible liability for damage to property and bodily injury or damage to persons which may result from, or be caused by, the public display of fireworks, or any negligence on the part of the licensee or his or her or its agents, servants, employees, or subcontractors presenting the public display.

The certificate of insurance shall provide all of the following:
  (a) That the insurer will not cancel the insured's coverage without 15 days' prior written notice to the State Fire Marshal.
  (b) That the duly licensed pyrotechnic operator required by law to supervise and discharge the public display, acting either as an employee of the insured or as an independent contractor and the State of California, its officers, agents, employees, and servants are included as additional insureds, but only insofar as any operations under contract are concerned.
  (c) That the state shall not be responsible for any premium or assessments on the policy.