Section 51151 Of Article 3. Loans To Qualified Mortgage Lenders From California Health And Safety Code >> Division 31. >> Part 3. >> Chapter 5. >> Article 3.

. Mortgage loans shall not be made under this article unless the agency determines that type of loan can be made at a lower cost to a housing sponsor than is available for the same type of loan made under the provisions of Article 1 (commencing with Section 51100), Article 2 (commencing with Section 51125) or Article 4 (commencing with Section 51175) of this chapter.