Section 10154 Of Article 3. Policy Provisions Required From California Insurance Code >> Division 2. >> Part 2. >> Chapter 1. >> Article 3.

. Any life policy issued upon the life of a resident of this State and delivered within this State, which does not contain an automatic nonforfeiture value in conformity with section 10151 shall be construed as granting the nonparticipating term insurance as provided in paragraph first of section 10151. Such a benefit shall be read into the policy.