Section 10203.4 Of Chapter 2. Group Life Policies From California Insurance Code >> Division 2. >> Part 2. >> Chapter 2.
10203.4
. (a) Insurance under a group life insurance policy issued
pursuant to Sections 10202, 10202.8, 10203, 10203.1, and 10203.7 may
be extended to insure the dependents, or any class or classes
thereof, of each insured employee who so elects, in amounts in
accordance with some plan that precludes individual selection and
that shall not be in excess of 100 percent of the insurance on the
life of the insured employee.
(b) "Dependent" includes the member's spouse and all children from
birth until 26 years of age, or a child 26 years of age or older who
is both incapable of self-sustaining employment by reason of an
intellectual disability or physical handicap and chiefly dependent
upon the employee for support and maintenance if proof of the
incapacity and dependency is furnished to the insurer by the employee
within 31 days of the child's attainment of the limiting age and
subsequently as may be required by the insurer, but not more
frequently than annually after the two-year period following the
child's attainment of the limiting age.
(c) The premiums for the insurance on the dependents may be paid
by the employer, the employee, or the employer and the employee
jointly.