Section 10207 Of Chapter 2. Group Life Policies From California Insurance Code >> Division 2. >> Part 2. >> Chapter 2.
10207
. The policy shall contain a provision that:
(a) The policy, the application of the employer and the individual
applications, if any, of the employees constitute the entire
contract of insurance.
(b) All statements made by the employer or by the individual
employees are, in the absence of fraud, representations and not
warranties.
(c) Such statements will not be used in defense to a claim under
the policy, unless contained in a written application.