Section 10222 Of Chapter 2.5. Blanket Life Insurance From California Insurance Code >> Division 2. >> Part 2. >> Chapter 2.5.
10222
. Life insurance conforming to all the following conditions is
one form of blanket life insurance:
(a) Written under a policy issued to a newspaper, farm paper,
magazine, or other periodical publication;
(b) Insuring independent contractors, such as newspaperboys,
dealers, distributors, wholesalers, or other personnel, engaged in
the sale, distribution, collecting for, or other activities
pertaining to the marketing and delivery of publications referred to
in subdivision (a), including attending coaching school or while
participating in a trip organized, supervised, and sponsored as a
reward for meritorious service, for amounts of insurance based upon a
plan precluding individual selection;
(c) For the benefit of persons other than the policyholder;
(d) Where the premium is remitted by the policyholder;
(e) Insuring persons without any requirement for individual
enrollment and without individual commitment or undertaking to pay,
and with either the policyholder or the insured to pay all the
premium or part of the premium as a condition precedent to coverage.
Nothing in this section shall be construed to prohibit the cost of
the insurance coverage being borne by the individuals insured or by
their parents or guardians. When the premium for the insurance is
paid by the person insured, he may, upon request, obtain from the
insurer in certificate form a copy of the policy.
Coverage shall not be provided to any person who files with the
entity to whom the blanket policy is to be issued, for delivery to
the insurer, a written statement requesting that he not be covered.
In the case of a minor, such statement may be filed by his parent or
guardian. If the number of persons filing such statements exceeds ten
percent (10%) of the number of persons within categories defined as
covered under the policy, it shall not be put into effect, and if in
effect shall not be renewed.