Section 10440 Of Article 1a. Regulation Of Internal Affairs Of Mutual Insurers From California Insurance Code >> Division 2. >> Part 2. >> Chapter 5. >> Article 1a.

. In any meeting of members of a domestic mutual insurer writing classes of insurance which include life or disability insurance, the presence in person or by proxy or written vote of 5 percent of the members entitled to vote shall constitute a quorum for the transaction of business unless a higher percentage is required by this code or by the by-laws or articles of incorporation of the insurer.