Section 10605 Of Chapter 7. Disability Insurance Disclosure From California Insurance Code >> Division 2. >> Part 2. >> Chapter 7.
10605
. (a) Effective July 1, 1976, all insurers, and their
employees and agents, shall, when presenting any disability insurance
policy for examination or sale to an individual prospective insured
or individual prospective subscriber, provide such individual with a
properly completed disclosure form, as prescribed by the commissioner
pursuant to Sections 10603 and 10604, for each disability insurance
policy so examined or sold.
(b) In the case of group disability insurance contracts, the
completed disclosure form shall be presented to the contract holder
upon delivery of the group policy or contract.
(c) Group insurance contract holders shall disseminate copies of
the completed disclosure form to all persons or family units eligible
under the group contract. Where the individual members of the group
are offered a choice of policies, separate disclosure forms shall be
supplied for each policy available.
(d) Disability insurance issued in connection with an employees'
welfare plan subject to the Federal Employee Retirement Income
Security Act of 1974 (P.L. 93-406) is exempt from the provisions of
this chapter.