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Section 11143 Of Article 7. Financial Matters From California Insurance Code >> Division 2. >> Part 2. >> Chapter 10. >> Article 7.

11143
. A comparison of insurance contracts is incomplete if it does not compare in detail:
  (a) The gross rates, and the gross rates less any dividend or other reduction allowed at the date of the comparison;
  (b) Any increase in cash values, and all the benefit provided by each contract for the possible duration thereof as determined by the life expectancy of the insured.