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Section 11841 Of Article 3. Policies From California Insurance Code >> Division 2. >> Part 3. >> Chapter 4. >> Article 3.

11841
. Nothing in this chapter shall prevent:
  (a) Any applicant for insurance from being covered temporarily until the application is finally acted upon.
  (b) An insured from surrendering any policy at any time and having returned to him the difference between the premium paid and the premium at the customary short term for the shorter period which such policy has already run.