Section 1320 Of Article 3. Filing Of Documents From California Insurance Code >> Division 1. >> Part 2. >> Chapter 3. >> Article 3.
1320
. The attorney of every admitted reciprocal or interinsurance
exchange shall verify and cause to be filed with the commissioner
copies of the following forms used by the exchange:
(a) The form of every amendment to, revision of, or substitution
for the power of attorney in use at the time of admission.
(b) The form of each application for insurance and the form of
each contract for exchange of indemnity which would have to be filed
with or approved by the commissioner if such insurer were a capital
stock insurer, including where applicable the rates to be used
therewith.
(c) Every amendment, revision or replacement of forms described in
subdivision (b).
(d) Such other specific forms of applications for insurance or
specific contracts for exchange of indemnity as the commissioner may
from time to time by written order require be filed.
The commissioner may disapprove of any form filed in accordance
with this section if:
(1) It be contrary to law, or
(2) He finds it contains any material which is unintelligible,
uncertain, unfair, ambiguous, or obtuse, or likely to mislead a
person to whom the form is offered, delivered, or issued.
The procedure for such disapproval shall be that specified in
Section 12957 for withdrawal of approval of previously approved forms
of other insurers.
It shall be unlawful for such insurer to use any such form after
such disapproval has become final.