Section 15006 Of Article 3. Regulation, Licensing, And Registration From California Insurance Code >> Division 5. >> Chapter 2. >> Article 3.
15006
. (a) No person shall engage in a business regulated by this
chapter, or act or assume to act as, or represent himself or herself
to be, a licensee unless he or she is licensed under this chapter.
Any person who violates this subdivision shall, in addition to any
other penalties provided by law, be liable to the state for a civil
penalty in an amount not exceeding ten thousand dollars ($10,000), or
if that violation is willful, in an amount not exceeding twenty-five
thousand dollars ($25,000). The penalty shall be assessed and
recovered in a civil action brought by the commissioner in a court of
competent jurisdiction in the name of the people of the State of
California.
(b) Any contract for services regulated by this chapter that is
entered into by an insured with any person who is in violation of
subdivision (a) may be voided at the option of the insured, and the
insured shall not be liable for the payment of any past services
rendered, or future services to be rendered, by that person under
that contract or otherwise.
(c) Whenever it appears to the commissioner that any person is
engaging in acts or practices in violation of subdivision (a), the
commissioner may, without any requirement of notice or hearing, issue
and cause to be served upon that person an order requiring that
person to cease and desist immediately from engaging further in those
acts or practices.
(d) Any person who fails to comply fully with an order of the
commissioner issued under subdivision (c) shall be liable to the
state for a civil penalty in an amount not exceeding one hundred
dollars ($100) per day for each and every day that the violation or
failure to comply continues, but in no event to exceed a maximum
amount of five thousand dollars ($5,000). The commissioner shall
collect the amount so payable and may bring an action in a court of
competent jurisdiction in the name of the people of the State of
California to enforce collection. This penalty is in addition to any
other penalties provided by law.
(e) The powers vested in the commissioner by this section are in
addition to any and all other powers and remedies vested in the
commissioner by law, and nothing herein shall be construed as
requiring the commissioner to employ the powers conferred in this
section instead of or as a condition precedent to the exercise of any
other power or remedy vested in the commissioner.