Article 1. General Provisions of California Insurance Code >> Division 5. >> Chapter 3. >> Article 1.

As used in this chapter, "state of emergency" means a state of emergency or local emergency as defined in Section 8558 of the Government Code.

This chapter shall apply to all insurers insuring real or personal property in the state, and any other classes of insurers that the commissioner determines should participate in emergency disaster preparation and assistance under this chapter.

The purpose and function of the disaster assessment teams is solely to determine the staffing and support needs of insurers in handling anticipated claims.