Section 1668 Of Article 6. License Qualifications From California Insurance Code >> Division 1. >> Part 2. >> Chapter 5. >> Article 6.
1668
. The commissioner may deny an application for any license
issued pursuant to this chapter if:
(a) The applicant is not properly qualified to perform the duties
of a person holding the license applied for;
(b) The granting of the license will be against public interest;
(c) The applicant does not intend actively and in good faith to
carry on as a business with the general public the transactions which
would be permitted by the issuance of the license applied for;
(d) The applicant is not of good business reputation;
(e) The applicant is lacking in integrity;
(f) The applicant has been refused a professional, occupational or
vocational license or had such a license suspended or revoked by any
licensing authority for reasons that should preclude the granting of
the license applied for;
(g) The applicant seeks the license for the purpose of avoiding or
preventing the operation or enforcement of the insurance laws of
this state;
(h) The applicant has knowingly or willfully made a misstatement
in an application to the commissioner for a license, or in a document
filed in support of such an application, or has made a false
statement in testimony given under oath before the commissioner or
any other person acting in his stead;
(i) The applicant has previously engaged in a fraudulent practice
or act or has conducted any business in a dishonest manner;
(j) The applicant has shown incompetency or untrustworthiness in
the conduct of any business, or has by commission of a wrongful act
or practice in the course of any business exposed the public or those
dealing with him to the danger of loss;
(k) The applicant has knowingly misrepresented the terms or effect
of an insurance policy or contract;
(l) The applicant has failed to perform a duty expressly enjoined
upon him by a provision of this code or has committed an act
expressly forbidden by such a provision;
(m) The applicant has been convicted of:
(1) A felony;
(2) A misdemeanor denounced by this code or other laws regulating
insurance; or
(3) A public offense having as one of its necessary elements a
fraudulent act or an act of dishonesty in acceptance, custody or
payment of money or property;
(n) The applicant has aided or abetted any person in an act or
omission which would constitute grounds for the suspension,
revocation or refusal of a license or certificate issued under this
code to the person aided or abetted;
(o) The applicant has permitted any person in his employ to
violate any provision of this code; or
(p) The applicant has violated any provision of law relating to
conduct of business which could lawfully be done only under authority
conferred by such license.
(q) The applicant has submitted to the commissioner a false or
fraudulent certificate pursuant to subdivision (d) of Section 1749.5.
A judgment, plea or verdict of guilty or a conviction following a
plea of nolo contendere is deemed to be a conviction within the
meaning of this section.