Section 172 Of Article 2. Parties To Contract: Mortgagor And Mortgagee From California Insurance Code >> Division 1. >> Part 1. >> Chapter 2. >> Article 2.

. If an insurer assents to the transfer of insurance from a mortgagor to a mortgagee, and, at the time of the assent, imposes further obligations on the assignee, the acts of the mortgagor cannot affect the rights of the assignee.