Section 395 Of Article 1. Definition And Scope From California Insurance Code >> Division 1. >> Part 1. >> Chapter 4. >> Article 1.
395
. After a covered loss, an insurer shall provide, free of
charge, a complete copy of the insured's current insurance policy or
certificate within 30 calendar days of receipt of a request from the
insured. The period for providing the insurance policy or certificate
may be extended by the commissioner. An insured who does not
experience a covered loss shall, upon request, be entitled to one
free copy of his or her current insurance policy or certificate
annually. The insurance policy or certificate provided to the insured
shall include, where applicable, the policy declarations page. This
section shall not apply to commercial policies issued pursuant to
Sections 675.5 and 676.6, and policies of workers' compensation
insurance, as defined in Section 109.