Section 3753 Of Article 3. Insurance Rights And Privileges From California Labor Code >> Division 4. >> Part 1. >> Chapter 4. >> Article 3.

. The person entitled to compensation may, irrespective of any insurance or other contract, except as otherwise provided in this division, recover such compensation directly from the employer. In addition thereto, he may enforce in his own name, in the manner provided by this division the liability of any insurer either by making the insurer a party to the original application or by filing a separate application for any portion of such compensation.